Pacific Financial Group provides insurance and financial consulting services.  Our business primarily focuses on individuals between the ages of 60-85 who are seeking safety of principal, and are adverse to risk-based planning.

Our philosophy is based on the principal of safety and preservation of assets.  Many  individuals have not changed their financial strategies since moving into the sunset years of their life, and this is where our planning comes into play.

In your lifetime, there are two stages financially speaking, 1) the accumulation phase in which during your working years you put funds aside for your retirement, and 2) the distribution and preservation phase in which you begin to live off the funds that were saved during the accumulation period.

The key to long-term success involves making a successful transition from the accumulation phase to the  preservation and distribution phase. Strategies that were appropriate during the accumulation phase may no longer be appropriate for the distribution and preservation phase because of the time and risk factor.  Not doing so will put undue risk on your assets which may result in not having the time to make up potential losses.  If you have not properly transitioned, it is time for a new game plan!